What is Bip-85?

BIP-85 (Bitcoin Improvement Proposal 85) is a standard that enables the deterministic derivation of independent Bitcoin wallets from a single master seed. It was proposed by Ethan Kosakovsky and is documented in BIP-85: Deterministic Entropy From BIP32 Keychains.

The primary goal of BIP-85 is to allow users to securely generate and manage multiple independent wallets using a single mnemonic seed, which is the series of words used to back up and restore a wallet. This reduces the need for users to create and securely store multiple backup seeds for each wallet they use.